Buying your first car is the first step to feeling independence and freedom, but before you get caught up in the excitement of having your own wheels, there are some things to consider. We have some useful tips for anyone buying their first ride or upgrading their current set of wheels.

One of the biggest things is to understand all the factors that influence your car purchasing journey like the various costs of owning a vehicle and maintaining it. You also want to keep a good credit history as this is a large factor that contributes towards your new car.


You can never do enough research when it comes to knowing which vehicles you can afford in your budget you have set out. In South Africa, we are lucky enough to have a vast selection of entry-level options to choose from, so properly investigation is required. This includes fuel consumption, insurance, maintenance costs, and service plans. We recommend doing business through our dealership that is associated with all major banks.

Required documents

Without a valid driver’s license, no bank is going to help you finance a car. Make sure you have all the documents that are required – payslips, bank statements, and proof of income are some of the documents, over and above having a valid driver’s license, that we ask for. There might also be other documents the bank will require when determining your income, expenses and what you can afford.

Know what you can afford

Everyone has a dream car, but not everyone’s budget can afford that dream car. Know how much you can realistically afford to spend, and stick to that. It’s tempting to slip out of that budget, but it is important that you don’t fall into spending what you can’t afford. Being financially aware is of the utmost importance. Be open with the banks, and if you feel financially overwhelmed, don’t be afraid to ask for guidance.

Factors that might delay your car buying

Not having a good credit history can cause you to become blacklisted or go into debt counselling, and this will affect your profile and hinder banks from giving you the finance you need when purchasing a car. Be financially responsible, budget as much as possible, and live within your means.

Visit us today and chat to us about your budget, what you can afford, and what we have in our stock range for you.